John Have

President
Have Associates

Biographical Sketch:
Group Life and Health consulting actuary with insurance company, workers compensation boards and brokers as clients. Products, rates and merger/acquisitions.

Extensive volunteer activities with the Canadian Institutre of Actuaires plus authoring a number of research papers and experiencve studies.  Frequent speaker at actuairal meetings in Canada.

Research Reports include:

(1) Long Term Disability Experience

(2) Post employment health and dental experience study.

(3) Projection of future hospital expenses for province of New brunswick in Canada

(4 ) Comparison of funding models for public healthcare plans among 20 OECD countries