Different perspectives for retirement design and management. The first paper centers on defined contribution (DC) programs in Mexico and Columbia in charge of private companies and the capital managed through a multi scheme. The second centers on Australia's QSuper (a superannuation fund with a membership of over half a million government employees and spouses), which is embarking on a new approach to investment strategy that centers on a strong commitment for adequate savings particularly for default DC members. The third paper provides new thinking about a systematic approach to investment manager performance reviews.