There has been a considerable amount of interest in the popular press on advances in driver assistance programs. Some are talking of “driver-less” cars in the near future. What do we know about the real world performance of such systems today, and what is a realistic time frame for their introduction into the marketplace? As cars become more and more automated, lawmakers and regulators will face new challenges in governing the testing and driving of these cars. Insurers will face new challenges in collecting data, setting rates, and determining liability. Panelists Kim Hazelbaker and Mike Stienstra will discuss the latest advances in crash-avoidance technology and the issues insurers need to address to be prepared for the emerging automated vehicle market.