Own Risk and Solvency Assessment or ORSA is a requirement of the International Association of Insurance Supervisors (IAIS) and jurisdictions world-wide are implementing it beginning as early as 2014 in some jurisdictions. While it is a supervisory requirement, the focus of ORSA is on "Own" and insurers are making ORSA a logical part of their risk and governance frameworks. Come and hear some perspectives on ORSA, its promise and its challenges, from both regulators and insurers.